Edmonton’s Travel Insurance Specialists
Your team of highly trained travel insurance professionals in Edmonton.
The Go Insurance team wants to help you enjoy your vacation with full relaxation by making sure you’re covered for any event or situation before you leave.
Whether you’re travelling around the corner or around the globe, for a few days or a few months, our travel insurance packages offer you flexibility and peace of mind so you can make the most of your vacation, worry-free. We hope your trip goes smoothly, but in case there are any bumps along the road, we’ll have you covered!
Some of the benefits of travel insurance include:
- Medical assistance and expense coverage
- Baggage, personal effects and currency coverage
- Trip cancellation coverage
- Rental car physical damage coverage
- Coverage limit of $5,000,000
Ready To Get Travel Insurance With Go Insurance?
Call 1.780.448.2298 or fill out the form
Tips for Safe Travel
Whether you’re travelling around the corner or the globe, there’s always a tip or two you can learn.
We’re as excited about your upcoming vacation as you are! So, we’ve put together a list of tips on travelling safely, so you can arrive at your destination and back home safe and sound. If you have other questions or want further information about any of the points below, please give us a call at 780.448.2298.
Before you go, be in the know
- Leave a travel itinerary and contact details with family or friends in Canada.
- Provide family with the emergency number for Foreign Affairs and International Trade Canada.
- Keep the phone numbers for the Canadian government offices in the countries you plan to visit on hand while you travel.
Choosing Your Accommodations
Choosing your accommodations
Good things come in small packages.
The smaller the hotel, the more likely that staff and guests will know you belong and other ‘non-guests’ don’t. In this way, visitors and loiterers will tend to stand out. You might also want to consider bed-and-breakfasts for the same reason.
Location, location, location!
In addition to ensuring your hotel is located in a safe neighbourhood, you also want to make sure your room is in a safe area of the building. Avoid booking ground-floor rooms, or any room that has easy access from outside, such as from a balcony or fire escape. Book a room close to an elevator, and away from direct exits.
Take the trouble to ensure your room will have double locks and a peephole. You can also bring your own rubber doorstopper for added protection. While we’re on the topic of door safety, remember to never open your door to someone you don’t know. Even if your visitor claims to be a member of the staff, check with the front desk to verify the person’s need to enter your room.
On Your Way To Your Destination
On your way to your destination
Use covered luggage tags and put your office address on them instead of your home address.
It’s a good idea to go as unencumbered as possible. Try to minimize what you take with you, and avoid using expensive-looking luggage, which can mark you as a wealthy tourist. Ideally, you should be able to have one hand free at all times.
The quick getaway.
Back your car into your parking spot so you don’t have to back out when you leave. This makes for a much quicker getaway should anyone follow you to your car, or in any other emergency situation.
Safeguard your valuables.
Rather than stowing your valuables in overhead storage bins on a plane – or worse, in the luggage you’ve checked – store them in a secure waist pack that you’ll keep on you at all times while travelling. Take your valuables with you everywhere, even when going to the washroom. When sitting in a restaurant or other public area with your carry-on bag on the floor, put your foot through the strap. You will not only be alerted if someone tries to grab it, but you also will be sure to not leave it behind!
Staying Safe Once You're There
Staying safe once you're there
Speed dial to safety.
Either bring your own phone or rent one for the trip, and make sure you program in a few of the local phone numbers you might need in an emergency – such as the police and your hotel. Don’t forget to have your family contact information handy as well. You should keep in touch with family or friends regularly so they know your schedule and where you are headed, especially if your plans change.
Don’t dress to impress.
When travelling, try to dress casually. The aim is to blend in so you aren’t targeted as a tourist. Leave your jewelry at home, and dress to respect local customs and acceptable attire.
Work out worries.
If you plan to take advantage of your hotel’s gym facilities, make sure it has an attendant. You may be a target in an unmonitored facility. If you’re a jogger, ask the concierge for popular (and safe) running routes. Don’t wear headphones, vary the times you go jogging, and carry some identification in a wrist pocket.
Your ‘Do Not Disturb’ sign can be used to make your room seem occupied while you’re gone, which is helpful if you’ve left valuables behind. Ideally, you should lock these valuables in the hotel safe. One sign you shouldn’t use is the “Please Make Up the Room” door hanger. Obviously with this one you give a clear signal that you’re gone. Instead, just call the front desk or housekeeping to let them know to visit your room for cleaning.
It’s a good idea when going out at night to take precautions. Never accept drinks or food from strangers trying to befriend you. Try to walk around in well-trafficked streets. Make use of taxis and group sightseeing tours, wherever possible. Keep in mind that depending on where you are visiting, certain activities you’re accustomed to at home may be culturally taboo. Learn and respect local customs to stay out of harm’s way.
Looks can be deceiving.
People who intend to steal from you or harm you come in all ages and appearances. Don’t let your guard down when travelling. Be careful not to be swept into a false sense of security based on looks alone.
Final Travel Tips
Final travel tips
Surf to safety.
Cruise the Internet before you leave to learn anything you can about staying safe in the country or region you’re headed to. Familiarize yourself with the culture and customs, and pay particular attention to guidelines for women. Also, be aware of any travel advisories, reports, or warnings for your destination through the Consular Affairs website.
The last thing anyone wants to think about when planning a holiday is getting sick or injured, but when you’re away from home, even the most minor injuries or illnesses can become a major expense. While an accident or illness can happen anywhere at any time, emergency medical travel insurance protects you from the unexpected costs that can come with a visit to a doctor or hospital outside of your home country. Always know you’re covered no matter where you are. Call a Go Insurance travel specialist today to find out about our competitive rates and options for travel insurance!
5 Travel Insurance Myths
Myth #1: Travel insurance is only needed when you travel outside of Canada
Just because your risk of financial trouble is lower in Canada, it doesn’t mean that the risk is nonexistent. Each province has a reciprocal agreement that allows visitors to another province to seek emergency medical treatment without costs, but not all costs are covered (meaning you’re still on the hook for some out-of-pocket costs). Not to mention, the added benefits of trip cancellation and interruption coverage can save you lots of money, even in Canada.
Myth #2: Airlines cover costs for cancelled flights
Unfortunately, airlines often do not help out with the costs incurred by travelers when a flight is cancelled due to weather. Expenses add up quickly – an overnight stay in a hotel, food, and even rebooking a flight if necessary, will be left up to the traveler in most cases. With travel insurance, everything is covered, so even a cancelled flight won’t ruin your trip, and Go Insurance will have you back on your way in no time!
Myth #3: Short trips don’t require insurance
The risk of an accident or injury isn’t decreased by the length of time of the trip. An accident can as easily occur on a weekend trip to the United States as on a month-long expedition to Europe. Either way, if the incident requires critical care and the injured person can’t be moved, it could mean an extended stay in a foreign hospital before transportation home is possible. That can add up to a financial disaster very quickly.
Myth #4: If it’s an emergency, bookings will be refunded
Unfortunately, many hotels, airlines, and attractions are not that understanding. Even if the hotel isn’t paid for in advance, cancellation rules on bookings could cost you one night, or even the entire stay. Airline tickets, attraction tickets, and other pre-paid or pre-booked travel plans are rarely refundable. Often, the only way to reclaim your money is through travel insurance.
Myth #5: Travel insurance is too expensive, especially for multiple trips and families
Insurance is often viewed as a pricey expense that is paid for even if it isn’t used. Unfortunately, insurance isn’t something that can be purchased after an accident or incident occurs. When a cancellation or medical emergency strikes, that small upfront price for insurance suddenly seems miniscule. The potential costs of not carrying travel insurance are far greater than the small price of travel policies. Plus, it’s the most affordable way to get peace of mind during your vacation.